21X Adds Stellar to EU’s First Regulated Blockchain Exchange: RWAs Go Live

2 min read
Nov 2, 2025
Blog
21X Stellar Integration RWAs EU

21X Integrates Stellar: A Compliant Leap for EU Crypto

21X, the EU’s first regulated blockchain exchange, has added Stellar ($XLM). This happened on October 30, 2025. Now, EU institutions can trade tokenized real-world assets (RWAs) like securities and bonds. For beginners, 21X follows MiCA rules fully. It mixes stock exchange safety with blockchain speed. Moreover, tokenized assets are no longer niche. They are the future. Stellar’s low fees and instant settlements fit perfectly.

RWAs on Stellar: Digital Securities and Bonds

RWAs turn physical assets into tokens. These trade 24/7. No middlemen needed. On 21X, institutions issue and swap tokenized securities or bonds via Stellar. Settlements take seconds. Fees are pennies. Specifically, Stellar hosts $639 million in tokenized Treasuries. It also has Franklin Templeton’s BENJI fund at $849M. MiCA demands 1:1 backing and audits. 21X ensures compliance. For example, a fund tokenizes €50 million in bonds. It lists on 21X. German investors buy instantly. All stays on Stellar’s ledger. Therefore, institutions gain borderless liquidity. Users get fractional shares from €10.

21X: The EU’s Regulated Hub

21X, the EU’s first MiCA-licensed blockchain platform. It launched in early 2025. It offers traditional safeguards plus Stellar’s decentralized power. Thus, trading runs 24/7. No weekends off. Institutions access Stellar’s DEX. Liquidity pools keep spreads tight. For instance, bonds yield 4-5%. They trade non-stop. Unlike old markets. As 21X CEO Maria Rodriguez said, “Stellar meets MiCA. It unlocks Europe’s financial future.” Additionally, Stellar handles $4.2B quarterly volumes. This could push RWA TVL past $1B.

Impact: Institutions Rush In

This integration boosts institutional interest. EU RWA trading rose 39% in Q3 2025. Tokenized bonds settle T+0 on Stellar. Not T+2. For $XLM holders, demand grows. Trades pay fees in Lumens. XLM rose 5% to $0.34 after news. The EU’s tokenized market may hit €100B by 2030. 21X makes Stellar the top choice for compliant RWAs. It complements SG-FORGE’s EURCV. Hence, retail users win too. They buy fractional bonds via Lobstr. No brokers required.

Stellar’s EU Future: Compliant and Connected

In short, 21X’s Stellar addition changes everything. It is the EU’s regulated on-ramp to tokenized finance. Institutions get scalable liquidity. Users access real assets. Platforms like Lumexo simplify $XLM or RWA trades. Low fees apply. As Q4 2025 listings grow, Europe’s $16T market digitizes. Stellar leads the way.

Sources

  1. 21X and Stellar Open Regulated Pathways for Tokenized capital markets
  2. 21X Ignites Stellar With Regulated Trading for Tokenized Assets Across the EU

Data articol: November 2, 2025