Visa Boosts Stellar Network: Expanded Stablecoin Settlement with USDC, PYUSD, USDG, and EURC
Visa’s Major Expansion on Stellar Blockchain
Visa has significantly broadened its stablecoin settlement capabilities on the Stellar ($XLM) network, now supporting four key currencies: Circle’s USDC, PayPal’s PYUSD, Paxos-issued USDG, and Circle’s EURC. Announced on July 31, 2025, this update builds on Visa’s early USDC pilots from 2021, extending its platform to Ethereum, Solana, Stellar, and Avalanche. For those searching “Visa stablecoin settlement on Stellar,” this move cements Visa’s role as a bridge between legacy finance and blockchain, enabling faster, cheaper global transactions amid rising stablecoin adoption.
Unlocking Efficiency in Cross-Border Payments
Stellar’s low-cost, high-speed architecture, processing transactions in seconds for fractions of a cent, makes it ideal for stablecoin settlements. USDC provides USD stability, PYUSD integrates PayPal’s ecosystem, USDG offers institutional-grade backing, and EURC introduces euro-denominated options for the first time on Visa’s platform. This multi-currency support tackles inefficiencies in traditional systems like SWIFT, where fees and delays cost billions annually. Queries like “Stellar XLM stablecoin integration with Visa” highlight how this could revolutionize remittances, especially in underserved markets.
Stellar Joins Elite Blockchains in Visa’s Ecosystem
Stellar now stands alongside Ethereum and Solana in Visa’s multi-chain strategy, with Avalanche also added for broader coverage. This expansion allows partners, wallets, issuers, and acquirers, to settle in stablecoins seamlessly, converting to fiat via Visa Direct, which has already surpassed $200 million in stablecoin volume. For terms such as “Visa PYUSD on Stellar network,” it underscores Stellar’s edge in compliance and interoperability, drawing more institutional players to $XLM’s eco-friendly consensus.
Implications for Investors and the $XLM Market
This integration signals surging demand for $XLM, potentially boosting liquidity and adoption as Visa’s network processes trillions in payments yearly. Investors benefit from diversified exposure to utility-driven assets, with stablecoins reducing volatility risks in cross-border flows. The $61B payments sector could see accelerated blockchain uptake, favoring sustainable networks like Stellar. Searches for “XLM price impact from Visa stablecoin news” are trending, reflecting optimism for rallies amid regulatory tailwinds like the GENIUS Act.
Future Horizons: Tokenized Finance Takes Center Stage
Visa’s move is a pivotal step toward a tokenized global economy, where stablecoins on Stellar enable programmable, instant money movement. As Rubail Birwadker, Visa’s Head of Growth Products, noted, trusted stablecoins can transform worldwide payments. For $XLM holders, it’s validation of Stellar’s vision; newcomers can dive in via platforms like Lumexo for easy trading. With Q4 2025 innovations on the horizon, watch for deeper TradFi-blockchain fusions, Stellar’s stars are brighter than ever.