Archax and Aberdeen: Tokenizing a Money Market Fund on Stellar, A Milestone for RWAs
Archax’s Stellar Partnership: Tokenizing Aberdeen’s Fund in August 2025
In a move that’s accelerating the tokenization revolution, Archax, the UK-regulated digital asset platform, partnered with the Stellar Development Foundation (SDF) in August 2025 to bring Aberdeen Asset Management’s money market fund on-chain. Announced on August 18, this collaboration included a direct investment from SDF into Archax, fueling the integration of Stellar’s blockchain into Archax’s tokenization engine. For crypto newcomers, this means turning a traditional fund, safe, yield-bearing investments in short-term debt – into digital tokens that anyone with a wallet can trade 24/7. The tokenized Aberdeen fund, issued on Stellar, marks Archax’s first live RWA (real-world asset) product on the network, blending compliance with blockchain speed. If you’re searching “Archax Aberdeen Stellar,” it’s a prime example of how institutions are dipping into crypto without the risks.
From Investment to Issuance: SDF’s Strategic Bet on Archax
Moreover, SDF’s investment, the exact amount undisclosed but part of a broader push for RWAs, underscores Stellar’s commitment to bridging TradFi and blockchain. Archax, already a leader in regulated tokenization with licenses from the FCA and BaFin, had been testing Stellar’s waters: They integrated the network into their platform and minted the Aberdeen fund as a proof-of-concept. Specifically, this fund, a low-risk money market vehicle from Aberdeen (managing $500B+ AUM), now lives as compliant tokens on Stellar, enabling fractional ownership and instant settlements. Graham Rodford, Archax’s CEO, highlighted the timing: “86% of institutions now hold or plan digital assets by end-2025, we’re at a pivotal point.” Additionally, this builds on Archax’s work with Lloyds Bank, using tokenized funds as FX collateral, now supercharged by Stellar’s low costs (pennies per trade). Therefore, for investors, it’s a safe entry: Yields from real debt, traded like stocks, without the paperwork.
The RWA Surge: Pushing On-Chain AUM Past $528M
Furthermore, Archax’s launch propelled Stellar’s RWA ecosystem into overdrive, with on-chain assets under management (AUM) surpassing $528 million by late August 2025. Tokenized U.S. Treasuries dominated at 94.8%, but the Aberdeen fund added European flavor, a Luxembourg-domiciled money market play for EU investors. For example, Franklin Templeton’s BENJI token, Stellar’s RWA crown jewel, ballooned to $849 million AUM, representing shares in their OnChain U.S. Government Money Fund. This isn’t coincidence: Archax’s compliant issuance, backed by SDF’s investment, drew in more institutions, spiking RWA growth from $15.2B in December 2024 to $24B by June 2025, an 85% jump. As a result, searches for “Stellar RWA AUM” reflect the hype: From $458.7M pre-launch to over $528M, Stellar’s now the 5th-largest RWA chain.
Stellar’s Liquidity Edge: 24/7 Trading for Treasuries and Bonds
Equally important, this partnership spotlights Stellar’s killer feature: 24/7 liquidity for assets that used to sleep on weekends. Traditional funds lock you out after hours; on Stellar, the Aberdeen tokens trade anytime, settling in seconds via Soroban smart contracts. For Treasuries and bonds, low-risk havens yielding 4-5%, this means constant access, fractional shares starting at $10, and global reach without borders. Raja Chakravorti, SDF’s CBO, emphasized: “Stellar was built for fast settlements and low costs, the future of finance.” Moreover, Archax’s multi-chain approach (XRPL, Hedera) now includes Stellar for its payment prowess, enabling FX collateral like Lloyds Bank’s pilots. Hence, for yield hunters, it’s a no-brainer: Steady returns, always on, with Stellar’s green efficiency (no Bitcoin energy guzzle).
RWAs on the Rise: Archax-Aberdeen’s Ripple Effect
Ultimately, Archax and Aberdeen’s tokenized fund isn’t a one-off, it’s a catalyst for Stellar’s RWA dominance, blending compliance with innovation. For $XLM holders, it’s volume rocket fuel; newcomers, it’s tokenized investing made simple. Platforms like Lumexo offer low-fee trades. As Q4 2025 looms with more funds, watch RWAs hit trillions. In short, this August milestone proves Stellar’s not just fast, it’s the future of finance, one token at a time.