Franklin Templeton Expands Crypto ETF: $EZPZ Now Includes XLM, XRP, and More
Franklin Templeton’s ETF Evolution: A Broader Crypto Basket for Investors
Franklin Templeton Digital Assets has expanded its Franklin Crypto Index ETF ($EZPZ), making crypto investing “E-Z-er P-Z-er” with a freshly tokenized lineup of eight assets. Announced on December 1, 2025, via X, the ETF now includes Bitcoin (BTC), Cardano (ADA), Chainlink (LINK), Dogecoin (DOGE), Ether (ETH), Solana (SOL), Stellar Lumens (XLM), and XRP, a diverse mix blending blue-chips, DeFi stars, and meme favorites. For newcomers, ETFs like $EZPZ let you buy a bundle of cryptos through a traditional brokerage, without managing wallets or keys. As the post highlights, this update aims to simplify access amid a maturing market. With the prospectus live, investors can dive in, tracking the Nasdaq Crypto Index for balanced exposure.
The New Lineup: From BTC Dominance to Altcoin Diversity
The expanded basket democratizes crypto. BTC and ETH anchor stability, while ADA and SOL bring scalability for DeFi. LINK powers oracles for real-world data. DOGE adds meme energy. XLM excels in payments, processing $4.2B quarterly. XRP focuses on banking corridors. This isn’t random, it’s curated for growth. As Franklin Templeton notes in the prospectus, the ETF targets “high-liquidity digital assets” meeting SEC standards. Community reactions poured in: @ItsDave_ADA cheered ADA’s inclusion, while @dangambardello simply said, “Let’s go Franklin!” Suggestions like HBAR or AVAX flew, but the core eight strike a balance. Thus, $EZPZ positions as a one-stop shop, with a 0.25% temporary fee (rising to 0.50% in 2026).
Why This Matters: Institutional Access Meets Retail Simplicity
This launch comes amid crypto’s mainstream surge. Spot ETFs like BlackRock’s IBIT hold $70B, proving demand. Franklin Templeton’s $1.6T AUM adds credibility. For institutions, $EZPZ offers regulated diversification – no direct custody risks. Retail gets easy entry: Trade like stocks on Nasdaq. As the X post teases, it’s “E-Z-er” than ever. The website and prospectus detail risks, but liquidity shines: All assets have futures markets. As @Bu11runner posted, “Franklin Templeton is really trying to simplify crypto investing.” Indeed, with XLM’s RWA focus ($639M TVL) and XRP’s banking ties, the ETF captures utility beyond hype. Hence, even skeptics see value in balanced baskets.
Market Reaction: XLM, XRP Surge Amid ETF Buzz
The announcement sparked immediate buzz. XLM jumped 4% to $0.34, buoyed by its payments prowess. XRP gained 3%, eyeing banking adoption. DOGE, the wildcard, rose 2% on meme momentum. ADA and SOL held steady, up 1%. LINK ticked 0.5%. Overall, the crypto market cap nudged $3.2T. As @Zedzies replied, “Drop the memecoins $XRP, $ADA and $DOGE and add $AVAX and $AAVE.” Fair point, but the mix appeals broadly. Analysts like @rayyamartino quipped, “Including $DOGE and leaving off $HBAR is criminal.” Community input shapes future tweaks. For now, $EZPZ’s prospectus warns of volatility, but the lineup validates altcoins’ role.
Stellar’s Spotlight: Payments Utility in a Diversified ETF
XLM’s inclusion underscores Stellar’s edge. With $4.2B quarterly volumes and $639M RWA TVL (94.8% Treasuries), it’s no also-ran. BENJI ($849M) proves institutional trust. In $EZPZ, XLM (0.3% weight) represents payments innovation, 72 countries, 47 currencies. As ETF flows hit $50B in 2025, this could add billions. Platforms like Lumexo enable low-fee XLM trades. In short, Franklin Templeton’s expansion isn’t hype. It’s access. Crypto’s maturing. $EZPZ leads the way.