Stellar’s Treasury Dominance: $505.8M Tokenized U.S. Treasuries Power 94.8% of Its RWA Market
Stellar’s RWA Surge: Treasuries Take Center Stage in 2025
Stellar ($XLM) is quietly dominating the real-world asset (RWA) space. Tokenized U.S. Treasuries alone sit at $505.8 million on the network. They represent 94.8% of Stellar’s total RWA market share. Across just ten offerings, this highlights Stellar’s focus on secure, yield-bearing assets. As RWA.xyz data shows, Stellar’s overall RWA TVL reached $533 million by October 2025. This is up 18% year-over-year. For beginners, tokenized Treasuries are digital versions of safe U.S. government bonds. They offer 4-5% yields. Users trade them 24/7 with low fees. Stellar’s speed, 5 seconds per settlement, makes it ideal. As Messari reports, Stellar processed $5.4 billion in RWA volumes in Q3 2025.
Why Treasuries? Safety Meets Blockchain Efficiency
Moreover, U.S. Treasuries lead because they are low-risk. They back stablecoins and funds. On Stellar, they enable fractional ownership. Minimums drop to $10. No brokers needed. Specifically, Franklin Templeton’s BENJI token tops the list. It holds $496 million market cap. Nearly 1,000 holders use it. BENJI tracks the OnChain U.S. Government Money Fund. It launched in 2021. The European version hit Luxembourg in February 2025. As CoinDesk notes, it attracted $580 million in U.S. assets. Other offerings include WisdomTree’s tokenized funds. They add equity and debt exposure. As a result, Stellar ranks third in RWA TVL. It trails Ethereum ($7.4B) and Solana ($682M). Yet, it leads in Treasuries at 94.8%.
Stellar’s Edge: Low Fees and Institutional Appeal
Furthermore, Stellar’s design fits RWAs perfectly. Fees average $0.00015. That’s 99% cheaper than Ethereum. Transactions clear in 5 seconds. No congestion. Partnerships drive growth. Franklin Templeton tokenized Treasuries first. SG-FORGE added EURCV in February 2025. It hit €41 million cap. As DailyCoin reports, Treasuries dominate Stellar’s RWA ecosystem. They account for 94.8% of value. Ten offerings span funds and bonds. For institutions, this means compliance. MiCA rules apply. Audits ensure 1:1 backing. As RWA.xyz data confirms, Stellar processed $4.2 billion quarterly. It focuses on Treasuries. This draws banks wary of volatility.
The Ripple Effect: $XLM’s Opportunity and Broader Adoption
Additionally, this dominance boosts $XLM. More RWAs mean higher traffic. Fees pay in Lumens. XLM rose 6% to $0.34 in October 2025. Analysts eye $0.50 by year-end. As CryptoNews.net states, Stellar accesses $3 billion in RWAs. This includes PYUSD and EURCV. For users, it’s easy yields. Trade BENJI on Stellar’s DEX. Earn 24/7. No market hours. Platforms like Lumexo simplify $XLM trades. Low fees apply. As a result, adoption grows. Institutions bet big. Retail joins in.
Stellar’s RWA Horizon: From 94.8% to Trillions
In short, $505.8 million in tokenized Treasuries cements Stellar’s lead. It holds 94.8% of its RWA market. Ten offerings prove scalability. As Q4 2025 pilots expand, watch TVL hit $1 billion. Blockchain unlocks the $16T RWA pie. Stellar’s at the forefront.