YouTube Creators Can Now Get Paid in PayPal’s PYUSD Stablecoin
YouTube’s Big Crypto Move: PYUSD Payments for U.S. Creators
In a major step for the creator economy, YouTube has started allowing U.S. creators to receive payments in PayPal USD (PYUSD), PayPal’s dollar-backed stablecoin. This update rolled out in late 2025 and lets creators cash out their earnings directly into PYUSD instead of traditional fiat payouts.
PYUSD is fully backed 1:1 by U.S. dollar reserves and short-term Treasuries. It stays pegged at $1 and is regulated by the New York Department of Financial Services. For creators, it means faster access to funds and the ability to hold stable value without worrying about market swings.
Why This Matters for Creators
Traditional payouts from YouTube can take days or weeks and often come with fees. PYUSD payments are instant and cost almost nothing. Creators can:
- Hold PYUSD as a stable store of value
- Convert it to local currency instantly
- Use it for global purchases or transfers
This is especially helpful for creators in high-inflation countries or those who want to avoid bank delays. As PayPal’s stablecoin gains traction, more platforms are likely to follow.
PYUSD Is Already Live on Lumexo, Instant Swaps on Stellar
Good news for Stellar users: PYUSD is fully supported on Lumexo. You can now trade PYUSD for $XLM, USDC, and dozens of other assets right on the Stellar network with:
- Near-zero fees
- Instant settlements
- No KYC for small amounts
Whether you’re a creator receiving PYUSD from YouTube or just want to swap it for XLM, Lumexo makes it simple and fast. The Stellar network’s speed (3–5 seconds) and low cost (fractions of a penny) make it the perfect place for stablecoin trading.
The Creator Economy Goes Crypto-Native
This YouTube update is part of a bigger trend. More platforms are embracing stablecoins for payouts. PYUSD on Stellar gives creators real flexibility, hold, trade, or spend instantly. Combined with Stellar’s growing ecosystem (remittances, tokenized assets, and DeFi), it’s a powerful tool for creators worldwide.
For $XLM holders, it’s another sign of utility growth. More PYUSD flows mean more network activity and fees paid in Lumens. As the creator economy becomes more crypto-native, Stellar is right in the middle.
Get Started Today
So If you’re a creator getting PYUSD or just want to trade it, head to Lumexo. Buy, sell, or swap PYUSD for $XLM, USDC, and more, all on Stellar’s fast, low-fee network.
The future of payments is here, and it’s crypto-native.