Flutterwave Powers $31B in 2025 Remittances: USDC on Stellar Connects Europe and Africa
Flutterwave’s Stellar Milestone: $31B Processed in 2025
Flutterwave, Africa’s leading payments giant, has processed over $31 billion in transactions in 2025 alone, leveraging the Stellar ($XLM) network and USDC stablecoin to revolutionize remittances between Europe and Africa. Building on its 2021 partnership with Stellar, Flutterwave continues to streamline cross-border flows, serving 290,000+ businesses and 140 million+ transactions since inception. For crypto newcomers, remittances are the $831 billion lifeline for families, but traditional wires take days and skim 6-7% in fees. Flutterwave fixes that with Stellar’s 5-second settlements and near-zero costs, using USDC, a dollar-pegged stablecoin, for stability. As Olugbenga Agboola, Flutterwave’s CEO, stated, “We’re building an affordable Pan-African infrastructure.” This 2025 surge up from $9B in 2021 underscores Flutterwave’s role in modernizing payments for the unbanked.
How Stellar and USDC Make It Happen
Moreover, the partnership taps Stellar’s efficient blockchain for instant, low-cost transfers. Flutterwave works with Tempo Payments, Stellar’s EU anchor, to create dedicated corridors. Users send USDC from Europe; it lands in Africa as local currency in minutes. No volatility. No borders. Specifically, this targets sub-Saharan Africa’s high remittance costs, the world’s priciest region. Stellar USDC, integrated since February 2021, simplifies the process: Businesses like Uber or Booking.com payout via Flutterwave, settling on Stellar for speed. As Denelle Dixon, Stellar’s CEO, emphasized, “Flutterwave’s work creates tangible impact on financial inclusion.” Additionally, expansions to more African countries grow supported currencies. Thus, for migrants, it’s money home without the pain.
Reinforcing Africa’s Payment Modernization
Furthermore, this reinforces Flutterwave’s leadership in Africa’s digital shift. The continent’s unbanked population? Over 400 million. Remittances? $95 billion yearly, but down 28% in Nigeria during lockdowns. Flutterwave counters with crypto’s edge: USDC on Stellar penetrates despite local hurdles. For example, Tempo’s corporate tools ensure compliance, while Stellar’s DEX adds liquidity. As Africa.com predicts, cryptocurrencies will dominate by 2025. As a result, Flutterwave’s $31B milestone, serving Uber, Flywire, and Facebook – drives Pan-African infrastructure. It cuts exclusion. It boosts inclusion.
Stellar’s Global Impact: From Corridors to Communities
In addition, Stellar benefits too. The network processed $4.2B quarterly in 2025. RWAs hit $639M TVL. Flutterwave’s corridors add volume. $XLM fees rise. It traded at $0.34 in November 2025. Up 3%. For users, it’s practical: Send from Berlin. Receive in Lagos. Instantly. Platforms like Lumexo trade $XLM with low fees. Hence, even retail joins the flow.
A Connected Future: Payments Without Barriers
In short, Flutterwave’s $31B on Stellar isn’t a blip. It’s modernization. Europe-Africa corridors grow. Inclusion follows. As Q4 2025 pilots expand, watch remittances transform. Blockchain is here. It’s fairer. It’s for Africa.